Stop Asking If MaaS Is Dead. Start Asking Where It Breaks.

Stop Asking If MaaS Is Dead. Start Asking Where It Breaks. | movmi

Stop Asking If MaaS Is Dead.
Start Asking Where It Breaks.

In 2022, Brussels pulled the plug on shared scooters. For Floyer (the multimodal app run by Traffy, the company behind Jelbi), it was fatal. Without micromobility in the mix, the model collapsed. The service shut down.

A year and a half later, Whim filed for bankruptcy. This was the Helsinki-based app that had raised €149 million from Toyota, Mitsubishi and BP Ventures, expanded to five cities, and built what many considered the most ambitious MaaS product in the world: an unlimited monthly subscription covering transit, bikes, taxis, and carshare. And it still didn't survive.

The predictable response: is MaaS dead?

That's the wrong question. What failed wasn't the idea of multimodal integration. It was specific approaches to it, at specific points in the user journey. To understand where integration works and where it breaks down, you need to look more closely than "did the app succeed or not."

First: the levels of integration

We've written before about how multimodal integration isn't binary — it happens at different levels, each meaningful in its own right.

Level What it means Real-world example
1: Physical Different modes co-located at a mobility hub Bremen's mobil.punkt stations; Amsterdam's BuurtHubs
2: Access token One card or pass across multiple modes TransLink's Shared Mobility Compass Card (Vancouver)
3 — Digital One app to plan, book, and pay RideLink (Vancouver); Jelbi (Berlin)
4 — Fare integration Single transaction for a multimodal journey Switzerland's GA Travelcard; TfL Oyster/contactless (London)

Cities don't need to jump straight to level four. Real progress, and real behaviour change, happens at every level. The question is which stage of the user journey is creating the biggest barrier — because that's where effort needs to go.

The user journey: where integration breaks down

Every multimodal trip moves through four stages. Here's where things tend to go wrong, and right, at each one.

Stage The user question Where it breaks down Where it works
Plan Can I figure out how to get there? Data fragmentation; planning tools don't connect to action Citymapper (AI-powered, real-time); Google Maps; Transit app
Discover Can I find what's available right now? Operators won't share data with aggregating competitors Jelbi (Berlin); Amsterdam BuurtHubs
Book Can I actually use what I found? Operator systems aren't built to talk to each other RideLink (Vancouver); Jelbi; Whim (proved concept, not economics)
Pay Can I pay without thinking about it? Revenue-sharing complexity; incompatible payment infrastructure TfL Oyster; Swiss GA Travelcard; Portland Transportation Wallet

Plan: the solved problem that isn't

On the surface, planning is the most figured-out part of the stack. Citymapper recently launched AI-powered journey planning that factors in your travel history, real-time disruptions, and cost trade-offs. Google Maps shows multimodal routes. These tools are genuinely good.

The problem is what happens next. You can see a route that combines transit, bikeshare, and a scooter. Then you need three separate apps to make it happen. The plan exists. The seamless experience doesn't.

Underneath this is a data problem. Route planners depend on operators sharing real-time information in consistent formats. A new micromobility operator arrives in a city and may not appear in the planning layer for months. The plan is only as good as the data behind it, and the data is often incomplete.

Citymapper journey planning app

Discover: who owns the aggregation problem?

Even when users know what route to take, they still need to find available vehicles in real time. This is where private aggregators hit a structural wall: why would a scooter operator share live fleet data with a platform that's also surfacing competing scooter operators?

Berlin's Jelbi sidesteps this because BVG (the city's public transit authority) is running the platform. Operators join because the city is setting the terms and access to Berlin's transit network comes with it. The result: 15,000+ vehicles across 10 providers, all visible in one map.

Amsterdam's BuurtHubs solve discovery differently: physically rather than digitally. Neighbourhood mobility hubs put bikes, cargo bikes, scooters, and car share in one place that residents already know. The community-led design creates buy-in that apps alone rarely achieve.

15k+
Vehicles across 10 providers, all visible in one map on Berlin's Jelbi — run by the city's own transit authority BVG.

The pattern: discovery works when there's a credible, neutral coordinator. That's usually a city or transit authority, not a startup.

Book: the hardest stage

Booking requires deep technical integration with each operator's reservation system, and those systems were never designed to talk to each other. Most platforms that have tried to solve this have either run out of money doing it or run into operators unwilling to cede the direct customer relationship.

Whim got further than almost anyone. Its subscription model handled everything on the back end: users booked seamlessly, and Whim distributed revenue to operators. The booking layer worked. The economics didn't: post-COVID transit ridership dropped, and the subscription price that attracted users couldn't sustain the business.

TransLink's Shared Mobility Compass Card in Vancouver offers a simpler version that proved more durable. A single card giving access to public transit, car-sharing, and bike-sharing removed the friction of multiple accounts.

60%+
Of Compass Card pilot participants shifted away from personal vehicles — driven not by a sophisticated app, but by reducing one booking barrier.

That pilot evolved into RideLink, a full digital integration with TransLink, Modo, Evo, and Mobi that takes it to level three. movmi worked on this project directly — read the full case study.

The lesson from booking: whoever owns this layer carries real financial and operational risk. Transit authorities can absorb it. Startups mostly can't.

Pay: make it invisible

Users want to tap once and go. Behind that simplicity is usually a complicated mess of revenue-sharing agreements, reconciliation processes, and incompatible payment infrastructure.

London's Oyster card is the clearest proof that solving payment changes behaviour. Since 2003, it unified fare payment across the entire TfL network. By 2014, TfL added open-loop contactless, letting riders pay with their own bank cards.

60%
Of all Tube and rail pay-as-you-go journeys were contactless by 2019. The system got simpler as it scaled, and usage grew with it.

Switzerland's GA Travelcard goes further: a single pass covering trains, buses, and boats across the national network. No per-mode payment, no mental arithmetic.

For a North American equity angle, Portland's Transportation Wallet bundles transit passes, bikeshare credits, and scooter credits, funded through parking surcharges and targeted at frontline workers and lower-income households. It doesn't achieve full fare integration technically, but it solves the payment problem for people who benefit most from multimodal options.

Floyer's failure is the inverse lesson: pull one mode out of the payment equation (in their case, the scooters that Brussels banned) and the transaction volume that kept the economics viable disappears overnight.

Transportation wallet 2024

The pattern across all four stages

Research from UC Berkeley's Transportation Sustainability Research Center found that multimodal networks integrating carsharing and bikesharing with public transit can increase transit ridership by up to 25%. That doesn't happen by accident. It happens when the right stage gets solved by the right entity.

Platform Who leads it Stages covered Status
Jelbi (Berlin) BVG (public transit authority) Discover, Book, Pay Operating
TfL Oyster / contactless (London) TfL (public authority) Pay Operating
TransLink Compass Card / RideLink (Vancouver) TransLink (public authority) Book, Pay Operating
Whim (Helsinki) MaaS Global (private startup) Plan, Discover, Book, Pay Bankrupt 2024
Floya (Brussels) Trafi (private startup) Plan, Discover, Book, Pay Shut down 2022

The platforms operating today are led by public transit authorities. The ones that have shut down were private companies trying to own the full stack. That's not a coincidence. It reflects who has the mandate, the relationships with operators, and the financial resilience to hold an integration together over time.

This isn't an argument against private sector involvement. Private innovation in planning tools, booking tech, and vehicle operations is essential. But the entity accountable for end-to-end integration needs either the authority to set participation terms, or a business model that doesn't require every operator to subordinate their interests.

From our work with cities and transit agencies — including projects like RideLink and City of Vancouver — three things consistently separate what holds together from what doesn't: starting with community input to understand what barriers actually matter; providing operational support behind the technology rather than just building the platform; and sharing data across all parties so everyone can learn and improve.

The right question to ask

Cities and transit agencies that are making progress on multimodal integration aren't asking "is MaaS viable?" They're asking: at which stage of the user journey does integration break down in our context, who's best placed to fix it, and what structure keeps it sustainable?

Plan, discover, book, pay. Get each stage right, in sequence with the right accountabilities, and integration works. Try to do all four at once with a startup and a subscription model, and you get Whim.

If you're working through what this looks like for your city or network, we'd love to talk. Or if you want to go deeper on implementation, our Shared Mobility Pathways Masterclass covers exactly this ground.


For the full breakdown of integration levels and more case studies, read Multimodal Integration Explained or download movmi's Multimodal Case Studies report for free.

Frequently asked questions

Is MaaS dead?

No — but the original model of a private startup owning all four stages (plan, discover, book, pay) has largely failed. What works is solving specific stages of the user journey with the right accountabilities, usually involving a public transit authority as the anchor.

Why did Whim fail if its technology worked?

Whim's booking layer functioned well — users could book seamlessly across modes. What failed was the economics. Post-COVID transit ridership dropped, and the subscription price that attracted users couldn't sustain the revenue-sharing commitments to operators.

What are the four levels of multimodal integration?

Level 1 is physical co-location (mobility hubs); Level 2 is a shared access token like a single card; Level 3 is a single app for planning, booking, and paying; Level 4 is full fare integration — one transaction covering a multimodal journey. Read our full guide: Multimodal Integration Explained.

Why does discovery fail for private MaaS platforms?

Operators have little incentive to share live fleet data with a platform that also surfaces their competitors. Discovery works when a credible neutral party — typically a city or transit authority — sets the participation terms, as Berlin's BVG does with Jelbi.

What's the most durable MaaS model?

The evidence points to public transit authority-led platforms that focus on one or two stages of the journey rather than trying to own the entire stack. TransLink's RideLink in Vancouver and Berlin's Jelbi are the strongest current examples.

Can private companies play a role in MaaS?

Yes — private innovation in planning tools, booking technology, and vehicle operations is essential. But end-to-end accountability for integration requires either public authority (to set terms) or a business model that doesn't depend on every operator subordinating their interests.

Working on multimodal integration in your city?

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